2022. Central Bank Digital Currency (CBDC) Adoption Challenges and Remittance Impacts: Empirical Evidence from Nigeria’s eNaira Compared with Global Retail Pilots and US Federal Reserve Policy Stance. International Journal of Humanities and Information Technology. 4, 01-03 (Jan. 2022), 214–233. DOI:https://doi.org/10.21590/ijhit.04.01-3.16.