AI-Enhanced Real-Time BMS Framework for Sustainable Healthcare and Digital Banking Transformation Using SAP and Cloud Technologies. International Journal of Humanities and Information Technology, [S. l.], v. 7, n. 03, p. 115-`120, 2025. DOI: 10.21590/. Disponível em: https://ijhit.info/index.php/ijhit/article/view/111. Acesso em: 14 jun. 2026.