GOWDA, Mohan Kumar Sonne. Next-Gen Risk Frameworks ML Integration for Credit Monitoring and Governance. International Journal of Humanities and Information Technology, [S. l.], v. 8, n. 1, p. 180–187, 2026. DOI: 10.21590/. Disponível em: https://ijhit.info/index.php/ijhit/article/view/422. Acesso em: 5 nov. 2026.