Central Bank Digital Currency (CBDC) Adoption Challenges and Remittance Impacts: Empirical Evidence from Nigeria’s eNaira Compared with Global Retail Pilots and US Federal Reserve Policy Stance. IJHIT [Internet]. 2022 Jan. 20 [cited 2026 Jul. 28];4(01-03):214-33. Available from: https://ijhit.info/index.php/ijhit/article/view/256